Physiotherapy for Motor Vehicle Accident (MVA) Injuries

Physiotherapy is crucial for your recovery after a motor vehicle accident (MVA). Your Cambridge physiotherapist will address injuries like whiplash, concussion, soft tissue damage, back pain, sprain, strain or joint issues. 

Your personalized treatment plan may include manual therapy, exercise programs, massage therapy, modalities like ultrasound or electrical stimulation, and products to help you heal, restore mobility, reduce pain, and improve overall function.  

The Financial Services Regulatory Authority (FSRA) in Ontario

The Financial Services Regulatory Authority (FSRA) governs MVA-related insurance claims in Ontario. If you are injured in a car accident, you are entitled to rehabilitation services, including physiotherapy. 

Cambridge Physiotherapy follows FSRA guidelines and takes care of all paperwork related to your MVA. The staff is trained to take care of paperwork while you focus on healing. 

Direct Billing and Insurance Coverage After a Car Accident in the Cambridge Area

The Cambridge Physiotherapy Clinic offers direct billing to auto insurance companies, simplifying the process for you. After filing your claim, our office directly communicates with the insurance provider for pre-approval and billing purposes. This reduces your out-of-pocket expenses and the burden of paperwork. Cambridge Physiotherapy Clinic can communicate directly with your lawyer if necessary. 

What to Do After a Car Accident 

First, report the accident and promptly initiate the claim process. 

For coverage approval, provide accurate documentation, such as medical reports and accident details. 

Physiotherapists play a vital role in treatment and guiding you through the often-complex insurance process, ensuring they access the care they need for a full recovery. 

FAQs About Physiotherapy After a Car Accident

When should I start physiotherapy after a car accident?  

Begin physiotherapy as soon as possible, ideally within a few days. Early intervention helps prevent injuries from getting worse and speeds up recovery. Talk to your Cambridge physiotherapist for an assessment of your condition and a personalized treatment plan.  

Will my insurance cover physiotherapy for car accident injuries?

In Ontario, auto insurance automatically covers up to 12 weeks of physiotherapy, massage therapy, and products like a neck pillow or brace or any products your physiotherapist recommends to help you heal. At the end of the 12 weeks, your physiotherapist completes a reassessment and asks for an extension if needed. Cambridge Physiotherapy Clinics offers direct billing, simplifying the process. If your injuries are minor, your coverage is based on the Minor Injury Guidelines (MIG) for 4 to 6 months of physiotherapy. If your injuries are not considered minor, your coverage includes 6 months to a few years of therapy. 

How long does physiotherapy take after a car accident?

Physiotherapy treatment varies based on the severity of your injury and your recovery progress. You may need physiotherapy after a car accident for a few months, but if you have more serious injuries, you might require several months or years of physiotherapy.  

The Cambridge Physiotherapy and Massage Therapy in 

Cambridge, Galt, Preston, Hespeler, Glenchristie, Doon South, 

Aikensville, Puslinch, Branchton and New Dundee, Ontario